I honestly don't understand when people say a credit card is expensive. Most credit cards are free. Interest is expensive, but interest is optional. The issue is not about credit cards; it's about buying things you can't afford. That's a bad idea no matter how you do it. Even with cash.
well, why do you think they call it a tax on the stupid? credit card companies don't stay in business because of prudent fiscal practices. the exist to enable your bad habits.
raises hand College student that somehow resists the apparently insatiable urge to purchase crap I can't afford reporting in.