On Canadian Household debt (as of July 16th, 2013): http://www.td.com/document/PDF/economics/special/CanadianHou...

"• However, the most commonly cited debt-to-income statistics in Canada and the U.S. are not directly comparable. There are differences in the methodologies used to calculate both debt and income. There are also differences in how health care is funded in Canada and the U.S. that should be fac - tored into the amount of personal disposable income households have to help service their debt. "