I was really impressed.
But the rest seems to live in a luddite world. If you had watched TV more you would have seen that there are a lot of ads for: web games, PayPal and other websites trying to drag the average consumer into, you know, using the stuff.
Paying with a Debit Card is rare in Berlin, Credit Cards are barely non-existent (but they have some other ways of paying stuff online and on stores)
Security of bank accounts is usually done through a list of one-use code numbers (still, they - and several other countries - have payee initiated money transfers between accounts/banks, something that is rare in US/Canada)
> 18 Millionen gestohlene Passwörter und Logins hat die Staatsanwaltschaft Verden entdeckt. Mit ein paar Tricks kann man sich zumindest vor dem Schlimmsten schützen, wenn Datendiebe und Hacker zuschlagen.
translates to:
> 18 million stolen passwords and logins were found by the Staatsanwaltschaft (prosecution) of Verden. With a few tricks [i.e. a strong password] you can protect yourself from the worst when data thiefs and hackers attack.
[0] http://www.spiegel.de/netzwelt/web/passwort-emails-und-login...