All of you guys seem not to be aware of the things you can do with Bitcoin. Eg: multi-signature wallets.
You won't need insurance when the coins simply can't be stolen.
You won't need insurance when the coins simply can't be stolen.
It'd be a good idea for Coinbase to implement, though.
But there are also some online wallets that already implemented it:
https://www.bitalo.com/ (this one is also at the same time something like localbitcoins.com)