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I understand, but as I plan to use the word a lot and take ownership of it this post is designed to inform those whom might read my stuff that I am not intending to steal their credit cards... yet... (jk)

So what is the other type of hacker then? And is the difference really substantial enough to warrant a separate word?

And that's awesome. Because that's what hackers are, not just some mediocre Javascript coders :P