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Why is this a zero sum game. Why can't you do both?

It's about morals and values I guess. Alot of people would prefer donation to their neighbour rather than a uneducated or starved child in asia or africa. Even if that means taking the neigbours children to disneyland, casa bonita, expensive restaurants and paying of the guys mortgage and SUV. That's just because it's something we can relate to, so people develop more feeling for things like that. (Ever wondered why reality TV became so popular?)

That's the reason I cannot do both.

The important thing here is not that you gave to someone else, but that you gave and when you need it most, I can only hope that someone will be there for you because you gave to someone else.

misanthrope?

I would rather say realist. We live in a society based upon democracy and free will right? I'm not ashamed for my statements.