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For some discussion about Zidisha vs GiveDirectly search "Zidisha" in the comments of these two articles: 1)http://blog.givewell.org/2012/04/26/microfinance-and-cooksto...

2)http://blog.givewell.org/2013/01/04/cash-transfers-vs-microl...

Would love to hear Kurnia's thoughts on this.

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Hi pratyushag, in general, I am not a fan of handout-based approaches to charity. In my experience the negative psychological effects of handouts outweigh the short-term economic benefits. See http://www.huffingtonpost.com/julia-kurnia/about-to-send-a-d... for a more thorough presentation of my views.

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