If society decides to declare a general "jubilee" year, and cancel all debts, and you decide to pay off yours, it is true that you are at a disadvantage.

If society decides in general to massively devalue the currency to help irresponsible borrowers, that will punish responsible savers.

However, these do not imply "not working". That can imply not valuing currency as much, so you consider your salary less, or defaulting on your own debts even though it is distasteful to you, or all sorts of things, but it is unlikely to work out well for you if you are on strike while the prolifigrate borrowers are not.

If you want to go on strike, you will have much more effect by going on a spending strike rather than a working strike. I have been considering getting a bumber sticker for my rusty 1988 VW that says "I am going to keep fixing and driving this POS until the bailout money is paid back".