You are desperate? Why? If it's because you want to move AWAY from something else, then forget it. You absolutely must have total passion for your endeavor or you will fail. Sounds like you're not quite there yet (prove me wrong). When you are, it will be impossible for you to resist going for it. Age is irrelevant. Having a co-founder is good, but not mandatory. Having something that you MUST do is the key. When you do, get going, and let us know. Good luck.