> charge more for missing or incorrect CVVs.
Wait, what? Can transactions still go through without the CVV, except the merchant's transaction fee is a bit higher? They're just not declined outright?
Wait, what? Can transactions still go through without the CVV, except the merchant's transaction fee is a bit higher? They're just not declined outright?
I work at Balanced payments, and this frequently trips up a lot of people. If incorrect CVV information is entered, we note that in our response, but it's up to the user of our API to decide if they want to accept that card or not. (We also use this information as one component of many in our internal fraud systems, of course).
You can run a card with only a number and exp even. No AVS at all. Just higher cost higher risk.