T-Mobile's 'Mobile Money' blends prepaid Visa cards and no-fee checking features
engadget.com
engadget.com
It's shit like this that degrades the Android experience, and it needs to stop. Stop treating Android like the "second platform". Hire people who can push back against shitty design. Use the tools that the platform provides.
I'm the last person to defend Apple but their App Store review process will often reject an app like the one you describe. Google won't. So people develop better apps for iOS because they have to.
Really, I'm surprised that T-Mobile doesn't get this, as their business relies in part on selling this platform to customers.
Google could do more, yes, but doing so would erode the relative openness of Play Store app submissions. They provide the tools and the guidelines, and that should be good enough. I can't think of any other platform where a straight port of another platform's UI is a standard or acceptable practice.
T-Mobile doesn't care. The same thing is common in the Apple world. I use an app all the time that faked their own drop-downs to the point that the 'labels' are actually editable text fields.
They don't care. Been there for months and a few updates.
Some of what you are complaining about is valid, but an up-to-date UI can reasonably NOT be the top priority for an app of this nature.
Also, t-money.com looks to be taken by someone in South Korea since about 2004.
And there are so many fees, especially for people that don't have a T-Mobile phone.
I guess when/if interest rates go up these things won't be very popular.
As a Simple (https://simple.com) banking customer, I don't see what T-Mobile offers that Simple doesn't besides someplace to load cash in person. Fun fact: Simple and T-Mobile are using the same "real" bank (The Bancorp Bank) to provide their services. Google also uses The Bancorp Bank for their Wallet card.
I do wonder what the breakdown is on access/credit problems/awareness/willingness to deal with banks. Around here the credit unions are inexpensive and about as close as anything else.
Really. You'd be surprised what you can buy with financing (hello "Buy Here Pay Here" loan shark car dealers). T-Mobile isn't doing it out of the goodness of their heart, but they're definitely going to cannabilize check cashing businesses.
And my bank won't let me take a picture and cash a check, so this would be interesting to me even if my phone cost $600.
$600 phones
POS PIN Transaction No charge
POS Signature Transaction No charge
If you don't do direct deposit you get a physical check.
Also chip-and-pin is worthless in the US until they do a big push for it, since merchants wouldn't accept it at the moment.
Also, I think I've only had a single check in my entire life - I don't even know what I would need to do to issue one, and I run my own company. So it also must be an American thing.
I pay my rent with a check, but that's it. Oh and I pay my car tax every year with a check. Old people stuck in the past (my mom) pay all their bills with checks. Bills you get in the mail that dont accept credit card are paid in checks.
I could pay my rent in cash but I want to have a copy of the canceled check as further evidence I paid my rent in case any issues come up and I have to prove I paid rent.