Fun fact: San Francisco is one of the few places where it's cheaper to live near the ocean, than it is to live inland!
That is, 'coastal' is irrelevant to your point.
That is, 'coastal' is irrelevant to your point.
Looking at that, the adage seems to hold true -- prices appear to fall off as you radiate away from the heart of the city. There's even a 1BR/1BA near the ocean by the USS San Francisco Memorial for $425k.