For a lot of people health insurance is something they can't go without, and until recently, were unable to get for one thing or another. I don't know if the ACA changed that.
sure, but for many people who didn't need the full scope of what is now the baseline ACA coverage, our individual health insurance bills are much higher. (mine has gone up nearly 3x.)
you win some, you lose some.
There is something else going on here.