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Which isn't really a significant risk if the store owner doesn't hang around. I mean, someone could also hold me at gunpoint and take me to the bank, which isn't a great idea. If I wanted to emulate that, I could put my wallet in a safe deposit box.

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Then they kidnap your family so you go to the bank yourself and withdraw the bitcoins.

I think you're failing a bit in criminal imagination, which is probably not a bad thing altogether.

How is that any worse security than keeping money in a bank account?

That's my point. Bitcoin doesn't solve any sort of problem that isn't already solved via traditional fiat currencies.

They could do the same thing if I had USD in the bank.

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