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FWIW, in the IOS version of the app, the offending check box appears to be disabled by default.

(I certainly didn't disable it, so I can only assume that's the state from install).

Interesting. I created a test account just to be sure I hadn't accidentally opted in before and, sure enough, it was enabled.

Same situation here. Wasn't enabled at all, and I've certainly not changed the settings in the past.