>>Who is saving money? The small minority who have existing conditions are, but not the majority of healthy people.

I am saving money. I quit my job 2 years ago to be a freelancer and was declined health insurance due to a "high" cholesterol condition and was kindly offered a $1200/month plan. I declined to pay such a high premium. Now me and thousands of entrepreneurs are free to choose and get whatever insurance they want at group rates.

>>These plans are incentivized to keep people tied to their current employers. The costs of self-insurance is now just shy of a mortgage payment. Self-employeds are looking for a job, so they can be covered by obamacare.

You must be out of your freaking mind to say that