Are you really saying that you'd prefer to DIE in order to incent yourself to do exciting things sooner? Erm. Well, I guess that's one set of preferences.
Also, there's a fantastic novel from Bruce Sterling called Holy Fire that is devoted to exploring the tension between living to continue living and living in the moment.
I'll take the time to work through my problems thanks.
You personally might rather live a vastly extended span than spend the time you do have skydiving, parasailing, climbing mountains, and doing whatever it is that allows you to enjoy your life to its fullest for however long you have. But that's a real, legitimate choice, and choosing to take risks and experience everything you can is a perfectly valid choice -- even if there's a very real risk that something will go wrong at some point and you will indeed "die screaming."