Entrepreneurs, coders and activists we need you to help reboot banking

This muddles so many different things. Banking != Finance != Investing != Monetary Policy != Currency... and so on.

It's the dangerous combination of businesses that are the challenge. There are plenty of credit unions that aren't in trouble because they didn't try to profit in dangerous ways.

There's so much wrong here it makes me tired to even think about speaking to it.

Hell no. I'll take a specialized client with security from end-to-end, thanks very much.

I also do think that the banking system is living in the dark ages. It's more than obsolete, it's pre-historic. I wouldn't be the least bit surprised to hear that some banks still used perforated cards ;-) Well, they still use COBOL...

It's easy to think of ways of innovating the current banking system. But what makes one think that anyone wants to innovate it? Banking is a pillar of society. One can't move the pillars because the edifice standing on them is too heavy.