That's not very "lucky," it seems very intentional.
But the point I'm trying to get across is, if I were unlucky that could have turned into a HUGE mess where I was accused of stealing said credit card. Luckily that did not occur (probably because they could trace it to a separate IP address.. and I don't own an Xbox). I no longer use passwords as insecure as I did for that account - I had to deal with this headache while at my family's Christmas party as well (because that is when I received the email), which made it even more irritating.