>Short of encasing the car's primary energy store with 6 inches of plated steel, what are you looking for, exactly?
that is a bunch of 6in fallacies. Car fuel tanks are made of something like 1-2mm steel. As far as i understand Tesla doesn't have a 1mm steel sheet below the battery. That is the defect made obvious by these 2 accidents.
Btw, modern cars are much better at hitting telephone poles and does tend to explode less when being hit by "meteorites" (say bullets) than they were say 40 years ago. So, yes bad crash results ("susceptibility to telephone poles") for example would be a defect.