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Comment by jchung | Hacker News Reader

Is this really a problem? Too many credit cards make your wallet uncomfortably large? Let's get back to solving problems that matter. I can't believe we have three companies on the front page today reducing the number of credit cards in your wallet.

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I'm pretty sure the others were posted in response to Coin. I'm also entirely uncomfortable with the notion that some problems are less real than others. Problems will have different levels of severity, but one problem doesn't invalidated another.

This is true. And to clarify, my true gripe is with a mismatch of talent and what I believe to be problem severity. "Is this really a problem" was casual language.

Actually, I might have this problem. I don't use a lot of credit, but I carry around a primary CC, a backup CC (that is never used unless the primary CC is stolen), a corporate CC, four debit cards for various accounts, and a myriad of other things.

My kingdom for a solution that gets me down to one card.

Why do you need to carry around four debit cards and a backup credit card? I'm not saying this works for everyone but my wallet contains $20, a driver's license, and a credit card.

If I'm going to be somewhere where I might need a business CC or debit card then they're temporarily added. Otherwise I store all my CC info in 1password anyway which I can access on my phone.

I carry a debit card, a credit card, and a joint account card.

My problem is the 15 loyalty cards I'd need to carry to get my free mocha/chicken/subway/points/etc/etc, give me an amalgamation of that shit and I'll love you for ever.

One example of a mobile app solution is [1], a low-tech solution is [2].

[1]: http://www.keyringapp.com/

[2]: http://lifehacker.com/5719587/make-your-own-consolidated-loy...

I carry three: two Amex cards and a debit card. The Amexes are for different cashback situations and one of them is a Costco membership card too so I have to carry both. I would actually like to add a backup Visa or MasterCard as well since lots of places do not accept Amex.

I have the Costco Amex too, but how often are you going to Costco that you're carrying it around everyday?

I don't think having a backup CC on the same card would help if your card is stolen.

It's a different CC account: I just don't take it out for use unless my primary one is out of commission.

It is not a problem I have, but from looking at the responses on HN it seems there is interest. If there is a viable solution and market demand, why not?

This is what I thought. I have two cards (my main one isn't able to withdraw cash but the other is) and it's not a hassle with up to 4 cards if you have a decent wallet.

I have more and use them to budget. For instance: One card for groceries, one for large items, one for food, one for business.

Things like mint hasn't worked out for me so I do it this way, very easy at the end of the month to see where I've moved off the budget to adjust.

I'd like one card and a thinner wallet.

One card to rule them all ;)

And in the adware bind them!

Couldn't agree more. 10 products launching on HN today to solve convenience issues so you can pay for your $7 croissant and decaf soy milk latte with vegan cinnamon and not be forced to carry around 4 credit cards. Good god.

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