So much so that I don't carry them, and it costs me money.
The wallet is: photo ID, transit card, and 1 or 2 ccs, depending on if I need my biz cc that day.
Wallets are a pain - though it must be said less so than, keys or phones. All of which dig into me an inopportune moments (usually going around corners on the bike) get dropped, or left on the counter... I'm probably just much to forgetful and clumsy for modern life, but all this /stuff/ is constantly annoying.