I carry 19 cards, of which 16 are essential. Some of them are not for swiping so they wouldn't benefit from Coin. The solution for me is a wallet that can hold 20 to 30 cards, but as far as I can tell there's no such thing.
* Costco membership card
* three loyalty shopper cards for my common stores (I need the physical card because none of the apps I've tried using that scan the bar codes work with store scanners)
* a card to pay for my train rides,
* bank debit card for ATMS
* business credit card
* personal credit card
* medical insurance card (this one would be easy to just use a photo of)
* AAA card (would be easy to use photo of)
* Zip Car Card
* Bus pass card for corporate shuttle
* Airlines MVP card (likely easy to just use a photo of, I think....though I'm not sure about speedy checkin).
* Access card for corporate office.
* Drivers license
I have about 25 other cards that I keep at home, like Library, more shopper perks cards (usually because they can lookup by my email address in store), etc..
This doesn't really help my wallet situation that much.
I'm surprised your loyalty cards aren't the smaller key ring ones. I have half a dozen on my keys and barely notice them.
I leave my AAA and Airline cards at home and pull them out when I need them for trips. Could probably do the same for your Zip Car card (unless you use the service multiple times a week or something) and other rarely used cards.
Last year my medical insurance company switched to paper cards which are much thinner and easier to deal with even if they're less sturdy. Same as my car insurance.
All that being said I still walk around with about a dozen cards in my wallet, so I can definitely sympathize. But I could probably edit out 3 or 4 right now and not really miss them.
I do have a lot of the shopper cards available on key. But I run uber-light on my keys and shifting cards from one pocket to another doesn't really help me gain anything. Also, with the key-ring versions, I've shared them with my S.O. so we can keep all our groceries and loyalty points together so they add up faster for household items or discounted gas, etc...
The problem with leaving a card like Zip Card at home is I'm inevitably going to be somewhere that's not home and need a Zip Car.
The problem is that Coin doesn't really solve this. It only encodes credit cards; most of the other cards either don't have mag stripes or require other information on the cards than just what's on the mag stripe.
Soon to be one.
Also, I was a user of both Belly and Level Up for awhile. But the merchants around here have been finicky with the services and some of the shops I frequent stopped using them.
EDIT: I should add that the main grocery store I shop at, you scan your card when you enter and are given a wand to checkout your groceries as you add them to the bag.
Though because of the size I keep mine in my front pocket, also handy as I believe it lessens the chance of having it pick-pocketed.
Also, I could elaborate more on why certain cards need to be with me, but I thought things like Costo & Zip Car were pretty obvious.
So the list of home cards:
* MTA Metro Card for when I'm in NYC.
* USA Cycling license for racing (they have an app now that I can use when I show up at races)
* Best Buy Rewards card (I know, I know....but they can look up by my email)
* Several complimentary coffee cards for Peet's coffee (Yeup, they are useless to me at home, but I got tired of carrying them around)
* Borders Reward card (ooops, looks like I haven't cleaned out my home stack in awhile)
* Amtrak rewards card (just need the number and website has this remembered)
* Local Library card (they can use my driver's license, but I can't use the self checkout, which is OK becasue the line isn't ever long and I don't use often enough)
* Library Card for the bigger city by me
* NSSA Press Credentials (only needed when attending certain sporting events - I grab this one as necessary)
* APIS Press Credentials (same as above)
* Bike Club Membership card (provides discounts at local stores, but they know me and I don't need it anymore)
* Panera card (I think I needed this at one time to access Wi-Fi or something)
* Card for my season ski tune & discount (though customized, I think they just look me up in the computer or remember my face)
* Season pass card to get into a apre-ski venue for free
* AMC Entertainment gift card (I go to the movies once/year, and everytime I forget to bring this thing)
* Safeway Card (only useful when I'm on the West Coast grocery shopping. I've since learned to use my Brother's phone number)
* EFTA racing license for mountain bike race series around here in the summer time.
* NEMBA Membership card (mountain bike related)
* Gift Card to another coffee shop
* Home Depot Gift card (exact credit card shape and size)
So, as you can see, I've optimized a good chunk out of my wallet , but it's not all the way there. Though a couple of my cards "could go" there's still about 12 or 13 essential cards I must carry with me.
I do have all of those cards scanned and stored in dropbox with 1password, but I don't have good 3g coverage so I carry them just in case.
I carry my fat wallet in a fanny pack. Not very elegant, but incredibly practical.
I'd love to have one with a classy finish and that would block NFC signals from leaking.
I ended up ditching all but essential cards and got down to five. One debit, credit, health insurance, license, and AAA.
Eurpean here. I was shocked to learn many USAian men keep their wallet in the back pocket. How do you sit on that?
What happens is you grow a dent in your butt, and get a lopsided spine. Yay!
Thus my billfold must go in one of my rear pockets.
The keys and money clip are distinct enough that I have no problem pulling out the right thing. And the keys are not going to damage the money clip like they would damage the phone.
Also, with the fitted slacks it's harder reach past the keys to the money clip or vice versa.
Often you will spot them with a month's worth of paper receipts crammed inside so the poor wallet is about to burst.
It is just conventionally where a man's wallet goes in America--One of those things where you don't apply common sense because it's just "how it is" and you've never really thought about it.
Unlike the upper pockets, those extra two are in an area which you don't squeeze when sitting.
I remember before I even had a cell phone myself and people in general still put their wallets in the back right, and it was cool to have a chain attached to it and hooked to your front right belt loop. I'd use my front pockets for all sorts of random crap, but I think I always had my keys in my front right. I've been really good about virtually never having lost a key in my life. I used to carry a pocket watch in my left.
Now I am faced with a pocket dilemma. I carry one phone for data and a 5s that I am using with a SIM (connected via pdanet/foxfi hotspot). So the two phones are taking up both front pockets! I'm currently either putting my keys in my jacket or in my back left pocket, which can potentially be quite uncomfortable to sit on. Would be cool if there was an easy way to flatten keys like a wallet.
http://www.ridgewallet.com/ http://www.kickstarter.com/projects/124039987/the-bridge-fro...
I think I'll be able to get down to about 8 essentials, and hope I don't forget the others when needed.
http://www.kickstarter.com/projects/markabramson/thinfolio-t...
It's paper thin, but strong enough that it hasn't fallen apart after years of use. It only has 6 pockets though, so it's not going to separate all of your cards.