Simple looks like a completely different thing to me. It looks like a debit card connected to a fancy budget tool. It looks like a tool for people who have basic finances and need help to avoid overspending.

Coin looks like a device that replaces my existing cards, which is a problem I want help with. I don't want to close my business bank account or get rid of my credit cards, I just want a lighter wallet.

I'm a simple user but I don't see any % of this existing in my Simple account. If I've overlooked a glaringly awesome feature in Simple I'd be happy to find out.

How? Simple is a bank. This is a magnetic-stripe card consolidator.