Inheritable, too, what with all the old people dying with medical debts their whole estate can't cover.
(The way it works now is this: When someone dies, their estate is responsible for paying their debts. Once their estate is gone, however, that's it. The creditors can try to convince the heirs to pay the debts, but they have no legal leverage to force them to. Lying about having such leverage is apparently fair game, however.)