All this site now needs is the ability for the insurance companies to upload information about their plans directly to thehealthsherpa.com and we can forget about healthcare.gov all together. People signed up for years for insurance coverage by phone, directly with the companies, and they can continue to do so. The exchange should be just be an informational tool. This site does the trick.
I think thehealthsherpa.com should provide links, or better yet, add pages to the site directly, to explain the different plans and regulations for different states, so it can be more of an information hub. Great Job!