WRT 20 year old supplies, there are pessimistic, yet true, comments to be made WRT the likelihood of the UL registration being fake, or the RFI suppression components being replaced by jumper wires, and value engineering to run hotter to require quicker replacement (electrolytic tech WRT handling heat hasn't improved much.
There is one tiny correction to your post that I can make; the reason why you order SMPS wall arts from China is because there are 20 places to compete on "12 volt, 2.1 mm coaxial jack, 1.5 meter cord" so you can play mfgrs off against each other, but there's not so many places willing to play internal mounting games WRT exactly where each plastic mounting post is located.
IF internal SMPS had something as effectively standardized as NMEA electric motor mounts, then you MIGHT see more internal power supplies because competition would be cheaper.