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Comment by jlongster | Hacker News Reader

This is ironically close to a proposal over at https://news.ycombinator.com/item?id=6556415 that I just saw the other day. We were complaining that there isn't a standardized, thought-out API for getting bank data, and someone got motivated to apply the YC with the idea. Is OP's proposal basically the same thing?

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It's a subset of what we're doing, yes. We've focused on taking internal bank systems -- information, payments such as ACH, wires, bill pay, other products most people aren't aware of like virtual card numbers -- and presenting them as clean, RESTful APIs.

Also see https://plaid.io/ which is more directly going after Yodlee.

That's not a reason not to apply / work on it though. It's an ecosystem with a lot of space for innovation. Or you could come work with us!

What positions are you hiring for? I'm not a programmer but I would love to work with you. I've been paying attention to your blog since reading the post about online-offline businesses. It struck a nerve with me and I was thinking to contact you about my idea for a marketplace.

The idea kind of crashed and burned right after that because Balanced changed their merchant agreement regarding "high-risk" and I can't use them. The only way to make it work seems to be to become a processor too and I don't have the money/experience for that if it is even a good idea. I'll send you more info if that is okay.

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