Amazingly good explanation of Bitcoin

The missing point around Bitcoin is the necessity of authentication and thus bank account name, given our modern society regulation (against terrorism financing and money laundering especially).

So the issue is not that much about total anonymity, which is a pipe dream (government will never let you have it, and Is the model Silk Road?), but about bank transfer, or how to kill card scheme (i.e. Mastercard and Visa duopoly). And there are some awesome experiments doing just that like Dwolla.