Obamacare: Personal Data Can Be Used For ‘Law Enforcement and Audit Activities’
weeklystandard.com
weeklystandard.com
NOTE: I don't mean to suggest that the message is diminished by the political colors of the bearer, but the highlighted clauses seem like fairly standard legal language that appear in other insurance website privacy policies (in contrast to the implication in the article).
This leaves "audit activities"; is that a phrase defined elsewhere in the document?
So it is at least a little surprising.
The ACA of course, is many thousand pages. I have no idea if they are required to have this.
I'll point out that while it's currently 404'ing, california's "covered california" site had a privacy policy up that said something similar:
http://webcache.googleusercontent.com/search?q=cache:Tqicl-X...
"Health care operations: Information may be shared with health plans and government agencies to oversee how the insurance is being provided, for quality assurance, audits, for fraud and abuse prevention programs, and for planning and management purposes;"
"Other limited purposes: Information will be shared for other purposes when we are required by law to do so, such as for workers’ compensation, public health activities and risks, health oversight activities, law enforcement activities, coroners, medical examiners and funeral directors, military and veterans affairs, national security and intelligence activities, protective services for the president and others, and for inmates."
I've gone through the Massachusetts Health application process(the model for the ACA). To qualify for subsidised healthcare, your current income cannot be more than 300% of the poverty line. If you qualify for subsidized healthcare, you are told that you must notify Mass Health if your financial situation changes.
So, if you applied for Mass Health because you lost your job, you can't stay on Mass Health when you find another one.
The lovely Mass Health bureaucrat made it clear that I was susceptible to an audit and fraud charges if I didn't report an "income event" (I believe that's what she called it) in a timely matter.
Her explanation might shed light on the phrase "audit activities". But I haven't actually read the Obamacare legislation, so I can't say for certain.
Since you can apply for subsidies that take income into account, it stands to reason they would need to do the occasional audit to determine if your current income matches what you claim on the exchange.
How to do that? Well, the IRS is heavily involved in the enforcement of these laws so it stands to reason that every once in a while the exchange will compare notes with the IRS to make sure your stated income on both forms match.
I expect this to happen sometime after April every year.
I'd be curious if there are penalties outlined in the law about getting extra subsidies based on lying on the exchange about your income levels. If you decide to read the law and get to that part of the monstrosity, then let us know what it says.
regardless, how is this any different than any other website handing over information when a lawful request has been made? is there some expectation that exchanges are immune from these sorts of requests from law enforcement agencies?
similarly, is there any question that correspondence with a public agency can potentially be entered into a public record? this doesn't actually overturn doctor patient confidentiality (which would be worthy of a scary headline), it's just enumerating the same problems you likely already need to contend with when dealing with private insurance.
As many HIPPA-related documents as I've had to sign as a consultant working in/around medical and as a patient, I'd have assumed HIPPA was in force here as well since we're talking (a) medical info that is (b) personally identifiable.
Sounds like fraud detection and reporting. Is this really a problem?
Yeah no risk at all with this...
If you go to surgery you really should tell them about drug usage to make sure they compensate in their drugs, but the Feds might be interested to know as well.
Better question: is fraud detection and reporting really worth leaking your personal data to the .gov?
I think not.
EDIT:
Downvote, downvote, but don't be surprised when this turns out to be a terrible idea.
This isn't an academic debate in which we have the luxury of finding a perfect solution. As Howard Zinn said about politics, "We're on a moving train." I worked for a health care center in a city where 1/3 of residents were uninsured, unable to afford check-ups and essential services. A similar dynamic exists in hundreds of other U.S. regions.
So, if you shoot holes in a solution (in this case, the ACA), please add to the conversation by proposing alternatives to address the urgent, obvious problems in U.S. health care.
If you see my alternative solutions as a bad idea does the rule apply to you as well? Do you just repeat the idea I say is bad to refute my idea you say is bad? Doesn't seem a good way to debate, just seems a good way to shut down disagreement.
The Affordable Care Act will never work because it's too expensive.
And...
What steps can we take to make affordable healthcare more financially viable?
I see the difference between your two examples but they don't necessarily work for me in terms of what you were saying.
There's nothing wrong with saying the ACA will never work because it's too expensive. It's an opinion that could be proven wrong. A potential intention is to stop the ACA because it is too expensive and I fail to see what's wrong with that intention if the person actually feels that way. A good response to the statement is to ask for details as to why one would think that, not tell them to offer alternatives or shut up.
As for your second example. If I were a big supporter of the ACA my answer to your question is easy, the answer is simply the ACA. Which does not further the debate in any way.
Maybe the "about how you phrase things" and "intentions" should be considered a two-way street?
http://www.weeklystandard.com/articles/small-bill
Yup a one page bill was submitted and shot down. Just because the media didn't tell you that alternate plans were being submitted doesn't mean they didn't happen.
Well, now the government has a database of people who aren't enrolled and can now start fining them. Add in the fact that the IRS can simply take money from their bank accounts and you have some real issues with this law.
That aside, I think that we need to take a big step back from making everything we can think of automated, integrated, and available online until we take a hard look at the role of privacy and the nature of public records about individual's information.
This country needs to grow up.