All this negativity is bad for your limbic system. Having your primary emotion driven via rage/anger or even fear is not a health way to live life. Cortosol and all of that, yknow?
Now, here in CA, the coveredca.com is actually really good. It does a good job, and it will substantially reduce my healthcare costs A LOT! By 50% in fact, and I'm not eligible for any credits/subsidies.
The ACA is hands down GREAT news for entrepreneurs. It makes covering yourself and your family possible and affordable. And when you go to hire those employees it is reducing costs there. You can get a platinum PPO plan in SF for $492 a month. Typically that plan would cost $1500 at trinet (employer cost).
I can also predict the minimization/irrelevancing of trinet too. It's primary purpose was to pool small business for healthcare in a handy package, but now that isn't as necessary.