Wouldn't you be able to CHOOSE what you apply a fingerprint lock to? Ideally you would only allow it for payments and not other things.
For instance, I recently heard of an older couple who allowed the husband's brother to visit them to talk about a new business he was in. Essentially he wanted to visit the couple with his "mentor" because he needed to "practice". At the end of their visit the couple had been persuaded to: join the "business" as members, for a monthly fee, which was going to be charged to their credit card. THIS WAS OBVIOUSLY A PYRAMID SCHEME! Anyways, after the visit, the terrified the woman immediately called the bank and had them cancel the card, so everything ended up being okay. Imagine if they had handed over their fingerprints! You won't be able to call the bank to tell them to send you a new fingerprint.