Wait, why are central bankers "necessary"? We invented bitcoin 4 years ago, and it didn't take that long for the rise and fall of pagers to go through.
I didn't say they were, though I much prefer a system with them included.
I said "banksters" are necessary. You know, in the same sense garbage collectors and lawyers and doctors and teachers are necessary. I mean, I guess you could argue that none are really necessary. But again, as a bank customer and user of credit (which I'm sure you and 95% of everyone else here is), I will call them necessary for my desired society.
So you don't believe in the markets setting price of credit more efficiently than a burocrat?
You understand that burocrats setting prices doesn't work, right? Or 70 years of communistic "experiment" isn't enough for you to get it?