So a couple smart young men thinks, "Let's make AirBnB for <industry>. At a high enough level of abstraction, it's just matching buyers and sellers." Then one of two things happen.
(A) They talk to a bunch of people in <industry> and realize that people have spent decades learning these industries and it's going to be a long slog to even understand what's going on in <industry>.
(B) They don't talk to anybody and build a simple marketplace in a few months and get very little traction. Then they either do (A) or go out of business.
A lot of good startup advice these days can be summed up as "talk to customers." Hopefully all that talking means you're actually learning something.