Is it possible to take payments using Stripe without having to ask for or provide the billing address with the transaction?

I'm looking at the docs right now and it says the "address" field is optional... But how could that o.k. the transaction without the validation process (fraud check) comparing the CC's billing address (from the card network) against what the buyer supplied?

The reason I'm asking is I sell software and the billing/shipping address is useless to me.