Neat idea. The debit card pin bit does not seem feasible though, at least in a brute force setting - finding out a 6 digit pin, showing each number for 1 second, takes > 11 days in the worst case.
But in any case showing pins that way wouldn't work anyway - most people have a muscle memory for their pins, but would not recognize them when written down.
Having said that, I would recognise both PINs as both a string of digits and as a spatial sequence... so that would probably just be another attack vector.
I trained myself to do this on purpose; subvocalising a different number. If I'm drugged out in a hospital bed and someone asks for my CC PIN, I want them to get an incorrect number.
I'm not genuinely worried about being robbed of my PIN, though. I just found the mental challenge interesting.
So I'm not sure where you're reading that it wouldn't work using the single digit approach.