In the US I'd have probably paid $20-30k for my surgery (I had it done in India for 85k rs) and it has drastically increased my quality of life. I like boxing, lifting weights, biking, sexual positions other than girl on top, and walking without pain - any one of these is worth at least $30k to me.
The ultimate question; are you willing to give up medicine invented since 1950 in return for paying 1950's prices? I'm not.