It made me sad reading it. I've met folks like the character portrayed, idling along because they can, never improving anything. Eventually they will get dismissed, and after being so may find that they are completely dysfunctional having forgotten the habits needed to get things done, and perhaps developed habits that work against them. Unemployed, hungry, and often homeless they turn to drugs or alcohol and slowly circle the drain. There was an interview with somebody who could have been this character on the CBS evening news when they were doing a story about the long term unemployed. He hadn't been employed in over 3 years and had no transferable skills from his old job and in the past three years had not developed any new skills. So very very sad.

It is one thing to build up enough savings such that you can live off the 4% annual draw down stipend like MMM advocates, and then wasting your time. It is something else completely to be depending on someone else to pay you a salary.