> And I hate the "I can't imagine how to do this, so it's not possible" argument.

I can imagine how to do it. But I also know that 99.9% of people don't.

> > with the usual suspects--Java, Flash, Adobe Reader, etc...

> Nobody in my house runs those.

That's very unusual, and you'll have to agree.

Let's assume that you are really doing so much that AV is completely moot. You're still being reckless by giving people the impression that they can just uninstall it and continue doing what they were doing (i.e. using Java, Flash, Adobe Reader, etc.), and everything will be exactly the same.