Yes, ISIS uses SIM applets: http://en.wikipedia.org/wiki/Isis_(mobile_payment_system)
Google Wallet uses the same type of applets but stored in the phone's SE rather than the SIM card.
Google Wallet uses the same type of applets but stored in the phone's SE rather than the SIM card.
BankID is a centralized service for authentication used by banks, and the "other" implementation is based on a (browser) java applet.