Dumb argument. With SSL the bank has control of its own key, and can keep it secret or publish it, and you have control of your own key. You both conform to the open SSL standard, you both control your own software, and you can both fix bugs in the software you use. (No, you can't fix bugs in the bank's software, and they can't fix bugs in your software. That's perfectly sensible).

With DRM someone is keeping your video and worse, the code running on your computer, secret from you. If it has bugs, you can't fix them. So no, I'm afraid all DRM really is bad.