Well 8 is a little incomplete. You may not be able to use a photo just because you are in it, but usually neither can the photographer without explicit consent. This is an issue rights of publicity rather the copyright (as I understand it, IANAL).

This is important to know because if say your boyfriend takes nude pictures of you and posts them on the internet, his presumed copyright ownership of those images does not protect him. Generally unless you've signed a release you can have images of you taken down from websites. Don't get bullied!