I'm really annoyed by those sites that insist on having a non-removable top bar overlaying the text. Because they break the page-down key. You page down, but part of the unread text scoots under the top bar. Arrrg.
It's the funny thing about floating navigation; usability testing and A/B testing show that it's good for conversion/engagement/whatnot, but until Firefox fixed it I absolutely hated the pattern for this very reason.