The latter. But I'm going a step farther than you probably think I am. I'm terribly annoyed by the presumption geeks like us have that Americans are ok with surveillance because they're stupid. They're not: their stance on surveillance is entirely rational. It is a fact that most of them --- like, 99.999% of them --- really don't have anything to fear from NSA†; in fact, the cost/benefit of NSA surveillance vs. Islamist terrorism probably does favor NSA, for most of them.
† IN 2013!