I was recently at my insurance agent's office updating my automobile insurance coverage. The agent worked on a mainframe character mode interface and could absolutely BLAZE through the various options and quote different insurance options instantly. No dragging and dropping, no pointing and clicking -- her hands never left the keyboard. Looking at the screen, nothing really looked very pretty or intuitive. The system clearly would require some training or at least some instructions to learn how to use it. But it works really well once you invest that learning.
Then there are people in the enterprise who have to use this software occasionally... e.g. people who have to file an occasional expense report, or update their tax withholding. For those people it sucks, because there isn't a lot of hand-holding, and the software feels clunky and arcane.