It's amazing to me that most financial services don't offer two factor authentication for their accounts (Scottrade, Schwab last I checked).
Meanwhile, a lot of games (mmos) and email services provide two factor authentication.
Meanwhile, a lot of games (mmos) and email services provide two factor authentication.
However, you can get a physical two-factor authentication token for Schwab: http://www.schwab.com/public/schwab/nn/legal_compliance/schw...