That seems a little over dramatic...

If anything, this is a decent-sized loan, with a very safe, variable repayment amount that is defined to always be a small amount of her income, and the collateral is a company that may or may not succeed. More than that, the investor only even takes the company if she's dishonest. There's almost no downside for her here.

If you want to be concerned for someone, I'd be concerned about the investor.