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It's very hard to buy bitcoins - unless you're in the US or a tier 1 european city. You need a verified account at an exchange (mtgox is the biggest one) and then need to wire them money, etc. It's complicated.

The easier ways to get bitcoins are to sell something on bitmit or something like that. Or, you could try localbitcoins and try to buy from someone in your city.

In the US it's fairly easy..

With MtGox you can also make cash deposits at any local Chase Bank branch. MtGox has extremely easy to follow instructions for this on the 'funding' page in your account. This may only be available to verified users, I am not sure.

Try http://howdoyoubuybitcoins.com they have guides for many countries. In the US I would personally go with coinbase.com (I have used them).

Or post to your local craigslist and ask to pay cash for bitcoins. If you are in a big city, anywhere in the world, chances are you will find a Bitcoin seller.

If you are from Europe then https://bitcoin-24.com Make a SEPA transfer, it costs 1.24 euro, then you can trade and withdraw any time. Beware, withdraws usually take couple of days.