"Inside London, those devs who are working in finance are getting paid £45k+, big bonus..."
As someone working in finance in London, this seems way too low. I'm on 97K and bonus has been 50% for the last 4 years. Contracted before and made more after tax.
I can't believe that startups hope to attract talent with 35K + bonus? But I also doubt you're right about 45K jobs in finance being anything but entry level.
http://www.itjobswatch.co.uk/jobs/london/c++%20developer.do
(me? c++, perl, python, unix, front office, could price an option with Hull open, or an IRS, but not going to try anything like a Vol swap without Quant Assistance. There, another vague datapoint).