I just stopped using getters and setters all together unless I have a real use for them. The most common reasons are: because they are required by some third party library or they are the external interface for whatever the module of code is doing. For all internal classes, if the field needs external access, just make it public.
Most of the arguments I hear for using getters and setters are the result of the tendency in the Java world to over engineer everything. e.g. "What if you want to change the internal name in 8 months? or add validation years from now? or add some logic to the getter? (ignoring the fact that would no longer make it much of a 'getter')"
The only argument that holds water with me for using getters/setters everywhere, because it is actually painful, is mocking field values, but there are ways around that and the trade off in code readability with public fields is well worth it.